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The Hidden Costs of Buying A Home in the UK
Category: First Time Buyers, Mortgage Advice
Thinking about getting on the property ladder? Before you fall in love with a home, make sure you know what it's really going to cost you. Buying a home is likely one the biggest financial commitment you'll ever make. Yet many buyers focus solely on the asking price, only to be blindsided by thousands of…
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How Much Deposit Do You Need for Buy to Let?
Category: Buy-To-Let, Mortgage Advice
Buy to let mortgages work differently from standard residential mortgages, and the deposit requirements reflect that.
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Home Mover? Consider Porting Your Mortgage
Category: Mortgage Advice
“Porting” your mortgage could save you thousands. For many homeowners, it’s a smart place to start when moving home.
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When Should You Remortgage in 2026?
Category: Mortgage Advice
When should you remortgage in 2026? Act too early without checking the numbers, and you could face costly early repayment charges. Here we show you how to prepare and when to apply.
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Fact vs Fiction: Equity Release Myths
Category: Equity Release
When it comes to equity release, there are also many myths in the market. We're here to help clarify the fact from the fiction,
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How Much Can I Borrow as a First Time Buyer?
Category: First Time Buyers, Mortgage Advice
One of the first questions every first-time buyer asks is: how much can I actually borrow? Discover mortgage borrowing rules, deposit tips, and how to maximise your first time buyer mortgage.
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How to Determine Mortgage Affordability
Category: Mortgage Advice
If you’re planning to buy a home, one of the first questions you’ll probably ask is “how much mortgage can I afford?”. Understanding mortgage affordability is an essential first step before you start viewing properties or applying for a mortgage.
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Buy to Let Mortgages: How Do They Work?
Category: Buy-To-Let, Mortgage Advice
Whether you are an experienced landlord or considering your first rental property, understanding buy to let mortgages is essential before you commit to a purchase. A buy to let mortgage is a specialist product designed specifically for properties you intend to rent out, and using the wrong type of mortgage can have serious financial and…
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How to Get a Mortgage When Self-Employed
Category: First Time Buyers, Mortgage Advice
This guide walks you through everything you need to know as a self-employed person getting a mortgage, from how lenders assess your earnings and what documents you need to gather, to how timing your application around the tax year can make a real difference.
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CASE STUDY – Securing Finance When Standard Channels Failed
Category: Case Study
An self-employed tradesperson based in Cornwall had identified a suitable ex-local authority property as their first step onto the property ladder. With a 10% deposit and a relatively modest borrowing requirement, the purchase appeared straightforward.
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Do You Pay Stamp Duty as a First Time Buyer?
Category: First Time Buyers, Mortgage Advice
One question that crops up often is whether you'll pay stamp duty as a first-time buyer. The good news? in some cases, you won't pay a penny.
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CASE STUDY – Helping A Client Secure Funding To Build Their Dream Home
Category: Case Study, Mortgage Advice
The client, a limited company director based in Somerset, wanted to build their ideal home. They had spent several years acquiring and merging multiple property titles to create the perfect plot, while also managing access arrangements and ongoing living costs in their existing home.
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