Exe Mortgages Ltd work with you and your ideas rather than for the mortgage lenders, we are not owned by any lenders or insurance companies. A whole of market approach is taken when researching your individual requirements, taking pride in knowing lenders exact criteria to help guide you through the current mortgage maze.
Why do our clients choose us?
It’s usually via personal recommendation from existing happy clients.
Short on time
Lives are getting busier, time travel hasn’t been invented yet. We are here to save you time by dealing with the whole process. From Initial meetings to completing on the mortgage funds, we’ll deal with everything.
Don’t know where to start?
The mortgage maze weaves a winding path, with many people unsure of where to start. Luckily we have the map to help find your way to the mortgage that’s right for you.
Already been declined by a lender
Lender criteria can be complex. We don’t need to second guess, by knowing lenders criteria we greatly reduce the risk of an application being declined.
For first time buyers, home movers and re-mortgage products. Residential, Buy to Let & Commercial Mortgages.
Buildings & Contents Insurance
Great value policies from brand leaders.
Comprehensive and flexible policies from arrange of well-known Insurers.
Key man, relevant life policies and shareholder protection.
Meet the team
My background is in quality customer service as I worked in management for four-star hotels within the Brend Hotel Group, as well as what is now Bovey Castle. I qualified as a mortgage broker in 2007. After the financial crisis hit, I was made redundant in 2008; I became a self-employed consultant with a local IFA firm before staring Exe Mortgage in 2012.
Initially I worked from home, moving first to a rented office in Sidmouth and then buying the office in Ottery St Mary in September 2016. At first the team was myself and Keith – Julie and Mark came onboard in 2017 and Phil and Fiona in 2018. I have plans to add a trainee to the business during 2019 to help with the longer-term continuity.
Cases are very rarely straightforward; I’m often presented with a problem and I take great pride in finding the solution.
When I’m not here, I enjoy coaching youth football, playing golf, and spending time with my family.
I have been in the finance industry since 1982 and I have loved virtually every minute of it. Initially I was a tied agent with Abbey Life. In 2000 I became an Independent Financial Advisor, and in 2004 moved to Devon as an IFA with a local company. I joined David to concentrate on mortgages and protection in 2015.
I am good at talking to people and find that they open up to me. Despite being in the industry so long I still get a kick out of solving a problem. When a client comes to us having had no success with a high street lender, I love being able to find a lender for them. It is a great pleasure to seem them so happy.
Because we are a small team we all really get on well, and if one of us has an awkward problem we bounce ideas off one another and invariably find a solution.
When not at work I am a history and art enthusiast. I have traced my family history back to the late 1400s on one side. A few years ago, I wanted to do something totally different, so I undertook an Arts degree with the Open University, which was really satisfying.
I have over 20 years’ experience in Financial Services, having worked for both building society and high street banks. I chose to take voluntary redundancy to enable me to have a more flexible working approach and try something new.
I’m approachable and trustworthy with a flexible working attitude. The service I offer is personal to each client, and I keenly embrace modern technology.
In our line of business there are many challenges. No case is the same; every customer has a unique situation which I love to help them to deal with. The customer is the key, and building that rapport is the most important thing to me.
I’m relatively new to Exe Mortgages and already feel like it’s been years, working in a newly formed team with so much experience is exciting and provides a great resource of knowledge. The atmosphere is fun, busy, but relaxed at the same time. I especially enjoy being my own boss as I’m self-employed, representing Exe Mortgages.
When I’m not working I enjoy spending time with my family. I have two boys who are into the outdoors and sport, so my husband and I spend most of our time involved with their football, either watching or playing. I like cycling, running and socialising with friends. I have a great love of music and I enjoy a G&T as well.
I have had a varied career and have worked with Exe Mortgages since 2017 after a recommendation from a mutual colleague: my input is to develop the commercial side of the business.
From an engineering, sales and teaching background, I bring a problem-solving perspective to the sector and work with a number of selected commercial lenders. In today’s competitive market, it is vital to fully understand a client’s wishes and propose bespoke products or find alternative funding solutions.
I pride myself in the fact that I work with clients and always try to be available to discuss their needs. Working with like-minded people means we can problem solve together to find suitable solutions for those challenging cases. Where a case might not fit certain bank criteria, there is often a way to solve funding issues – it just requires tenacity and enterprise to find it.
I enjoy most sports, but with young children, most activities are geared around them. I enjoy travel, food and the odd DIY project.
After 28 years in financial services and running my own successful mortgage centre in Bridport, my wife and I decided to go on a world adventure for three years visiting Asia, Australia and New Zealand. On our return I was keen to start work again as a mortgage broker, so I looked for a business that offered clients the same level of service that I had previously offered. Exe Mortgages – and particularly David Grimshaw – was the perfect fit.
I look after my clients with a personal, professional and friendly service for the long-term to take the stress out of the property purchase. I enjoy being able to help clients with their biggest financial commitment and putting them in the first home, or a new home. I also love complex cases that need a bespoke solution.
Working with Exe Mortgages gives me the opportunity to continue offering my services and work with a fantastic team.
Out of work I enjoy yoga, running, gardening, music and, most of all, time with my family.
Call: 01404 813050
11 Silver Street
Ottery St Mary
Exeter, EX11 1DB