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Think getting a mortgage is simply a case of proving your income and showing you've saved a decent deposit? Not quite. When you apply for a mortgage, lenders look at the bigger picture. This typically includes from your regular outgoings and existing commitments to your employment and everyday money habits. Some of these factors can…

The summer months can bring a natural pause to the UK property market. For buyers, however, a quieter market isn't necessarily a bad thing.

If you've recently started to explore getting a mortgage, you may have found that borrowing isn't always as straightforward as you expected.

For many homeowners, having a little extra money left at the end of the month raises an important question: is it better to put it towards your mortgage or build your savings?

For a growing number of with borrowers with complex income, they simply don't fit the mould of high-street lenders' tick-box criteria. This can turn a straightforward purchase into a frustrating dead end.

A Joint Borrower Sole Proprietor (JBSP) mortgage can make homeownership more accessible for people who may not be able to borrow enough on their own.

Buying a home is one of the biggest financial commitments most people will ever make. Whether you're a first-time buyer, moving home, remortgaging or exploring later-life lending, the mortgage you choose can have a significant impact on your finances for years to come. That's why working with a mortgage broker can be such a valuable…

When looking to unlock the value tied up in your home, many homeowners automatically assume they need to move to a smaller property. While downsizing is a popular option, it's not the only one.

For many UK homeowners, remortgaging can be one of the simplest ways to reduce monthly mortgage payments and potentially save hundreds (or even thousands!) of pounds over time. Yet many borrowers remain on deals that no longer offer the best value, often because they haven't reviewed their options recently.

From finding the right property to collecting the keys, there are several important factors to consider beyond your deposit and mortgage.

Improving your mortgage chances doesn't usually require dramatic changes. Often, a series of small steps taken in the months leading up to your application can make a significant difference.

Our client was a first-time buyer who was currently renting and looking to purchase what they hoped would become their long-term family home.