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Commercial Mortgages for Small Businesses
Category: Mortgage Advice
A commercial mortgage is a secured loan specifically designed for purchasing business premises, whether for owner occupation or investment purposes.
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CASE STUDY – Securing a Historic Manor House Purchase with International Bridge Financing
Category: Mortgage Advice
Sometimes the most beautiful properties come with the most complex financing challenges. When our client found their dream home, they needed bridging finance to secure it.
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What is Equity Release and how does it work?
Category: Equity Release
Equity release encompasses financial products designed to unlock property value for homeowners aged 55 and above without requiring property sale or relocation.
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Self-Build Mortgages: How They Work and Who Qualifies
Category: Mortgage Advice
A self-build mortgage is a special property finance solution designed specifically for individuals embarking on property construction projects.
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Understanding Mortgage Capacity Reports in Divorce
Category: Mortgage Advice
Divorce is one of life’s most stressful experiences. One tool that helps cut through the uncertainty is a mortgage capacity report. This document plays a central role in many divorce proceedings, giving both parties, and the courts, a clear understanding of borrowing potential.
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What Is A Joint Borrower Sole Proprietor Mortgage?
Category: Mortgage Advice
Joint Borrower Sole Proprietor mortgages have emerged as an innovative solution to modern homeownership challenges, enabling family members to contribute their income towards mortgage affordability calculations whilst ensuring the property remains solely owned by the intended homeowner.
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CASE STUDY – Arranging Finance For The Development Of A Student House In Multiple Occupation (HMO)
Category: Mortgage Advice
Our client, an experienced landlord with an extensive portfolio of student HMO properties, approached Exe Mortgages with an exciting opportunity to expand their investment portfolio.
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Bridging Finance Explained: A Short-Term Loan Solution
Category: Mortgage Advice
Bridging finance represents a form of short-term lending specifically designed to provide rapid access to substantial capital for property-related transactions. These loans typically "bridge" the gap between immediate funding requirements and longer-term financial arrangements.
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The Rise of No Deposit Mortgages: Opening Doors for First-Time Buyers
Category: First Time Buyers
Traditional mortgage products often require buyers to contribute a significant lump sum upfront, making homeownership feel out of reach for those without substantial savings. A new wave of no deposit mortgages is beginning to change that landscape.
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CASE STUDY – Rescuing a First-Time Buyer’s Dream With A Time-Critical Mortgage Solution
Category: First Time Buyers, Mortgage Advice
Exe Mortgages was approached by a client, a highly qualified self-employed legal professional and partner.
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What’s Next for Buy-to-Let? Trends and Predictions for UK Landlords
Category: Mortgage Advice
UK buy-to-let market: an increasingly complex landscape of regulatory changes, evolving tenant demands, and shifting economic conditions.
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Debunking Property Auction Finance Myths: A Smarter Way to Buy at Auction
Category: Mortgage Advice
Property auctions have become increasingly popular amongst investors and homebuyers, so we debunk the myths!
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