Mortgages

Secure your mortgage and make your dream property purchase a reality.

Whether you’re taking the first step on the property ladder or are a seasoned home buyer, your future home rests on a successful mortgage application. However, finding a new mortgage on your own can be complex and challenging. That’s why we’re here to help. Our team of mortgage advisers are experts at finding and securing mortgages. We’ll remove the stress of your mortgage search and manage the entire process, making it as simple as possible. As a whole-of-market broker, we’ve got a broad selection of lenders to choose from, so we can find the right mortgage for you, whatever your circumstances.

We’ll handle all the necessary paperwork and liaise with the relevant parties. You can sit back and relax, knowing that your mortgage application is in safe hands. All that’s left for you to do is wait for our call to tell you your formal mortgage offer has been issued.
Our ServicesCalculatorsOur Process

Our Mortgage Services

Whether you’re a first-time buyer, house mover, homeowner or buy-to-let property investor, we can help you find the right mortgage.

Residential Mortgages

From first-time buyer to home mover and specialist mortgages, we’ll help you secure the funds for your property purchase. 

Buy to Let Mortgages

Whether it’s your first buy-to-let or you’re an experienced landlord, we’ll find you the right mortgage to help capitalise on your investment.

Commercial Mortgage

Secure the capital to purchase, remortgage, or invest in commercial property

Bridging Finance

If you’re buying property but having issues financing it, bridging finance could be the solution.

Development Finance

There are many complexities to property development. Yet without the money to fund your build project, your future development is a non-starter.

Self Build Mortgages

You’ve found the land, you’ve got the plans, and you’ve seen the vision. Now, you just need a self-build mortgage to bring your dream home to life.

Equity Release

If you’re a homeowner aged over 55, equity release, in the form of a lifetime mortgage, could free up the capital locked in your home.

Joint Borrower Sole Proprietor

With property prices unaffordable for most first-time buyers, getting your foot on the property ladder can be an impossible financial challenge.

Mortgage Capacity Reports

How to split the family home is often one of the most contentious and upsetting decisions during divorce or separation.

Tools & Calculators

Please find our Best Buy Mortgage Table below. Additionally you can use the following links to access our Stamp Duty and Mortgage Repayment calculators.

Getting in touch

01404 813050
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Working with you

As your mortgage broker, we’ll be with you every step of your mortgage journey. Your dedicated case handler will oversee your application and work with you to achieve your mortgage. With our help, you’ll soon be collecting the keys to your new property.

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Our Process

We follow a simple step-by-step process from your initial enquiry to mortgage completion.

Step 1.

Introductory fact find

The first step in securing your new mortgage is an introductory meeting, which can be held either in person at our office near Ottery St. Mary, Devon, or conveniently online via a secure video call.

During this meeting, we’ll discuss your specific requirements and outline the process in detail.

Step 2.

Mortgage research

Following this meeting, we’ll begin the mortgage search. We’ll assess the options against your requirements and determine which offer the best solution for your circumstances.

Step 3.

Mortgage agreement in principle

To help you understand how much you can afford to borrow, we’ll request an agreement in principle. This document indicates how much a lender is prepared to lend you after carrying out their credit checks and running an internal affordability assessment. An agreement in principle, gives you the confidence to view properties knowing you can proceed with making an offer.  

Step 4.

Mortgage application

When you’re ready to apply for your mortgage, we’ll invite you to a mortgage application meeting. At this meeting, we’ll present your options and our recommendations on the best deal for your circumstances.

Once you’re ready to proceed, we’ll submit all the paperwork on your behalf.

Step 5.

Mortgage processing

We’ll progress your application dealing with any queries from the lender. We’ll update you regularly and notify you once the mortgage offer is confirmed.

Where relevant, we’ll liaise with solicitors and estate agents to help keep your house purchase on track.

Step 6.

Completion

On completion day, we’ll check in to ensure you’re comfortable with your mortgage arrangements. After that, we’ll leave you in peace to enjoy your new home!

To get your mortgage application underway, please contact us to book your free, no-obligation initial consultation.

Get started

To get your mortgage application underway, please contact us to book your free, no-obligation initial consultation.