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Buy to Let in 2026: Navigating the New Landscape After the Renters’ Rights Act
Read moreCategory: Buy-To-Let, Mortgage Advice
The UK private rental sector has entered a new era. With the Renters' Rights Act now in force, the rules of the game have changed and for landlords willing to adapt, the opportunities ahead are significant.
How Lifetime Mortgages Work: A Simple Guide
Read moreCategory: Equity Release, Mortgage Advice
Later life lending is more popular than ever. For retirees looking to tap into the equity in their homes, later life loans continue to be viable way to do so. According to a recent report by UK Finance, were 41,100 new loans advanced to older borrowers in Q4. This is up 15.1% per cent year…
Remortgage Myths Busted: Why It May Not Be As Expensive As You Think
Read moreCategory: Mortgage Advice
It's time to separate fact from fiction when it comes to remortgaging. Check our guide to bust common remortgage misconceptions.
The Hidden Costs of Buying A Home in the UK
Read moreCategory: First Time Buyers, Mortgage Advice
Thinking about getting on the property ladder? Before you fall in love with a home, make sure you know what it's really going to cost you. Buying a home is likely one the biggest financial commitment you'll ever make. Yet many buyers focus solely on the asking price, only to be blindsided by thousands of…
How Much Deposit Do You Need for Buy to Let?
Read moreCategory: Buy-To-Let, Mortgage Advice
Buy to let mortgages work differently from standard residential mortgages, and the deposit requirements reflect that.
Home Mover? Consider Porting Your Mortgage
Read moreCategory: Mortgage Advice
“Porting” your mortgage could save you thousands. For many homeowners, it’s a smart place to start when moving home.
When Should You Remortgage in 2026?
Read moreCategory: Mortgage Advice
When should you remortgage in 2026? Act too early without checking the numbers, and you could face costly early repayment charges. Here we show you how to prepare and when to apply.
How Much Can I Borrow as a First Time Buyer?
Read moreCategory: First Time Buyers, Mortgage Advice
One of the first questions every first-time buyer asks is: how much can I actually borrow? Discover mortgage borrowing rules, deposit tips, and how to maximise your first time buyer mortgage.
How to Determine Mortgage Affordability
Read moreCategory: Mortgage Advice
If you’re planning to buy a home, one of the first questions you’ll probably ask is “how much mortgage can I afford?”. Understanding mortgage affordability is an essential first step before you start viewing properties or applying for a mortgage.
Buy to Let Mortgages: How Do They Work?
Read moreCategory: Buy-To-Let, Mortgage Advice
Whether you are an experienced landlord or considering your first rental property, understanding buy to let mortgages is essential before you commit to a purchase. A buy to let mortgage is a specialist product designed specifically for properties you intend to rent out, and using the wrong type of mortgage can have serious financial and…
How to Get a Mortgage When Self-Employed
Read moreCategory: First Time Buyers, Mortgage Advice
This guide walks you through everything you need to know as a self-employed person getting a mortgage, from how lenders assess your earnings and what documents you need to gather, to how timing your application around the tax year can make a real difference.
Do You Pay Stamp Duty as a First Time Buyer?
Read moreCategory: First Time Buyers, Mortgage Advice
One question that crops up often is whether you'll pay stamp duty as a first-time buyer. The good news? in some cases, you won't pay a penny.