by David Grimshaw | Apr 30, 2019 | Mortgage Advice
In simple terms, a house in multiple occupation (HMO) is a house share. A property is classed as an HMO when it is rented by three or more individuals who are not classed as a household or family. Amongst other types, HMOs include houses that have been converted into...
by David Grimshaw | Apr 18, 2019 | First Time Buyers, Mortgage Advice
What is a buy-to-let mortgage? A buy-to-let mortgage is one aimed at a prospective landlord who wishes to purchase a property with a view to letting it out. They operate in a similar (but not identical) way to a normal mortgage. The main difference between a...
by David Grimshaw | Mar 21, 2019 | First Time Buyers, Mortgage Advice
A recent article on the BBC News website states that for the first time since 1995, according to Halifax research, most mortgages now go to first-time buyers. Despite the lack of new homes being built, and the task of finding a deposit, the article notes that there...
by David Grimshaw | Feb 27, 2019 | Mortgage Advice
Buying a property for the first time can be a rewarding experience, but it can also be a complicated one. There are a number of steps which, if taken in the right order and with the correct advice, can make the process more manageable and increase the chances of your...
by David Grimshaw | Feb 19, 2019 | Equity Release, Mortgage Advice
Equity release is the process of releasing part of the value of your property in the form of a lump sum of cash. Even if you have not fully paid off your mortgage, and if you are over the age of 55, you can access the equity (or the money) tied up in your home....
by David Grimshaw | Feb 3, 2019 | Mortgage Advice
A mortgage broker is a professional who liaises with mortgage lenders to ensure that you get a mortgage that is suited to your situation and needs. The broker, in essence, should have an overview of the sector, the skills to shepherd you through the assessment process...
