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Here’s why mortgage deals disappear
Category: Mortgage Advice
Found a mortgage deal you like, only to discover it’s been withdrawn? Here’s why lenders change their rates and how the right support can help you navigate an uncertain market.
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What Do Current UK House Prices Mean for Buyers?
Category: Mortgage Advice
Understand current house prices, buyer confidence and how to make your next move with confidence.
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Buying a Home in the UK Could Be Changing
Category: First Time Buyers, Mortgage Advice
Finding your next home should be an exciting experience, but getting from an accepted offer to collecting your keys is sometimes more complicated than expected. From lengthy conveyancing delays and unexpected costs to property chains falling through, moving home can be stressful, expensive and unpredictable. Now, the UK government is looking at ways to improve…
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Why Are Mortgage Rates Increasing Again?
Category: Mortgage Advice
If you have been keeping an eye on the mortgage market, you may have noticed that borrowing costs have started to move upwards again.
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How Inflation May Affect Your Mortgage: A Clear-Headed Guide
Category: Mortgage Advice
Inflation is back in the headlines, and many borrowers are asking what it could mean for their mortgage. The short answer is that it may affect your costs in several ways, but the effect depends heavily on the type of deal you have and when it ends. Here is how the pieces fit together. Where…
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Buying a Home in Exeter: What Does the Process Involve?
Category: First Time Buyers, Mortgage Advice
Whether you’re buying your first home in Exeter, or moving to your next one, it’s an exciting milestone! But with mortgages, solicitors, surveys and contracts to consider, it can be difficult to know exactly what happens and when. So, what does the home-buying process look like, and how long does it take? How long does…
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5 Mistakes People Make Before Applying for a Mortgage
Category: First Time Buyers, Mortgage Advice
Applying for a mortgage can feel like a big financial milestone, particularly if you're buying your first home.
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How AI is changing the mortgage application process
Category: Mortgage Advice
If you have started looking for a mortgage recently, there is a good chance you have used AI along the way. It's becoming another useful source of information for people researching mortgages and can save time, explain complicated terms and help you get a feel for the options available.
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5 things that could affect your mortgage application that you might not expect
Category: First Time Buyers, Mortgage Advice
Think getting a mortgage is simply a case of proving your income and showing you've saved a decent deposit? Not quite. When you apply for a mortgage, lenders look at the bigger picture. This typically includes from your regular outgoings and existing commitments to your employment and everyday money habits. Some of these factors can…
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Could the summer slowdown create opportunities for homebuyers?
Category: First Time Buyers, Mortgage Advice
The summer months can bring a natural pause to the UK property market. For buyers, however, a quieter market isn't necessarily a bad thing.
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Why Does Mortgage Affordability Feel Tougher Now?
Category: Mortgage Advice
If you've recently started to explore getting a mortgage, you may have found that borrowing isn't always as straightforward as you expected.
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Should You Overpay Your Mortgage or Save Instead?
Category: Mortgage Advice
For many homeowners, having a little extra money left at the end of the month raises an important question: is it better to put it towards your mortgage or build your savings?
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