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Understanding Mortgage Capacity Reports in Divorce
Category: Mortgage Advice
Divorce is one of life’s most stressful experiences. One tool that helps cut through the uncertainty is a mortgage capacity report. This document plays a central role in many divorce proceedings, giving both parties, and the courts, a clear understanding of borrowing potential.
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What Is A Joint Borrower Sole Proprietor Mortgage?
Category: Mortgage Advice
Joint Borrower Sole Proprietor mortgages have emerged as an innovative solution to modern homeownership challenges, enabling family members to contribute their income towards mortgage affordability calculations whilst ensuring the property remains solely owned by the intended homeowner.
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CASE STUDY – Arranging Finance For The Development Of A Student House In Multiple Occupation (HMO)
Category: Mortgage Advice
Our client, an experienced landlord with an extensive portfolio of student HMO properties, approached Exe Mortgages with an exciting opportunity to expand their investment portfolio.
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Bridging Finance Explained: A Short-Term Loan Solution
Category: Mortgage Advice
Bridging finance represents a form of short-term lending specifically designed to provide rapid access to substantial capital for property-related transactions. These loans typically "bridge" the gap between immediate funding requirements and longer-term financial arrangements.
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CASE STUDY – Rescuing a First-Time Buyer’s Dream With A Time-Critical Mortgage Solution
Category: First Time Buyers, Mortgage Advice
Exe Mortgages was approached by a client, a highly qualified self-employed legal professional and partner.
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What’s Next for Buy-to-Let? Trends and Predictions for UK Landlords
Category: Mortgage Advice
UK buy-to-let market: an increasingly complex landscape of regulatory changes, evolving tenant demands, and shifting economic conditions.
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Debunking Property Auction Finance Myths: A Smarter Way to Buy at Auction
Category: Mortgage Advice
Property auctions have become increasingly popular amongst investors and homebuyers, so we debunk the myths!
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How to Boost Your Credit Score Before Applying for a Mortgage: First-time Buyer Tips
Category: First Time Buyers, Mortgage Advice
Securing your first mortgage is one of the most significant financial milestones you'll achieve and as part of that, your credit score plays a crucial role.
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Remortgaging Your Buy-to-Let Property
Category: Buy-To-Let, Mortgage Advice
For landlords looking to invest or remortgage their buy-to-let properties, understanding impacting factors is crucial to making informed decisions about your next Buy-to-Let mortgage.
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CASE STUDY – Mortgage Finance For Self -Employed Partner Purchasing £1.5m New Home
Category: Mortgage Advice
Exe Mortgages was approached by a client, a highly qualified self-employed legal professional and partner.
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Auction Finance: What It Is, How It Works, and Why It Matters
Category: Mortgage Advice
Traditional mortgages simply can’t keep up with the tight deadlines set by auction houses. Enter auction bridging finance.
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Unlocking the Value of Mortgage Calculators When Purchasing Property
Category: Mortgage Advice
Taking the leap into property ownership can be a game-changer. Mortgage calculators can help to determine what you can afford.
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