News

Stepping onto the property ladder for the first time is one of the most exciting decisions you’ll ever make. It’s a significant financial investment that can seem overwhelming, especially when navigating mortgage finance and eligibility. Once added to saving for a deposit, and understanding how lenders approve affordability, the process can seem overwhelming. But worry…

What is a buy-to-let mortgage? A buy-to-let mortgage is one aimed at a prospective landlord who wishes to purchase a property with a view to letting it out. They operate in a similar (but not identical) way to a normal mortgage. The main difference between a buy-to-let mortgage and a more conventional residential mortgage is…

A recent article on the BBC News website states that for the first time since 1995, according to Halifax research, most mortgages now go to first-time buyers. Despite the lack of new homes being built, and the task of finding a deposit, the article notes that there has been an overall increase in first-time buyers…