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Moving House Timeline: A 10-Point Checklist for UK Property Buyers
Category: First Time Buyers, Mortgage Advice
From finding the right property to collecting the keys, there are several important factors to consider beyond your deposit and mortgage.
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CASE STUDY – Securing a Dream Family Home for a Newly Self-Employed First-Time Buyer
Category: Case Study, First Time Buyers
Our client was a first-time buyer who was currently renting and looking to purchase what they hoped would become their long-term family home.
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The Hidden Costs of Buying A Home in the UK
Category: First Time Buyers, Mortgage Advice
Thinking about getting on the property ladder? Before you fall in love with a home, make sure you know what it's really going to cost you. Buying a home is likely one the biggest financial commitment you'll ever make. Yet many buyers focus solely on the asking price, only to be blindsided by thousands of…
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How Much Can I Borrow as a First Time Buyer?
Category: First Time Buyers, Mortgage Advice
One of the first questions every first-time buyer asks is: how much can I actually borrow? Discover mortgage borrowing rules, deposit tips, and how to maximise your first time buyer mortgage.
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How to Get a Mortgage When Self-Employed
Category: First Time Buyers, Mortgage Advice
This guide walks you through everything you need to know as a self-employed person getting a mortgage, from how lenders assess your earnings and what documents you need to gather, to how timing your application around the tax year can make a real difference.
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Do You Pay Stamp Duty as a First Time Buyer?
Category: First Time Buyers, Mortgage Advice
One question that crops up often is whether you'll pay stamp duty as a first-time buyer. The good news? in some cases, you won't pay a penny.
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How Long Does a Mortgage Application Take?
Category: First Time Buyers, Mortgage Advice
For first-time buyers, the mortgage process can feel confusing. We're here to simplify how long it actually takes to get a mortgage approved.
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Is 2026 a Good Year for Buying Property?
Category: First Time Buyers, Mortgage Advice
If you’re considering buying your first home, moving up the ladder, or expanding your property portfolio, 2026 could be the opportunity you’ve been waiting for.
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Should You Fix Your Mortgage Rate – and For How Long?
Category: First Time Buyers, Mortgage Advice
With fixed mortgage rates now dipping below many variable and tracker rates, more homeowners and buyers are considering fixed deals for greater stability.
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The Rise of No Deposit Mortgages: Opening Doors for First-Time Buyers
Category: First Time Buyers
Traditional mortgage products often require buyers to contribute a significant lump sum upfront, making homeownership feel out of reach for those without substantial savings. A new wave of no deposit mortgages is beginning to change that landscape.
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CASE STUDY – Rescuing a First-Time Buyer’s Dream With A Time-Critical Mortgage Solution
Category: First Time Buyers, Mortgage Advice
Exe Mortgages was approached by a client, a highly qualified self-employed legal professional and partner.
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How to Boost Your Credit Score Before Applying for a Mortgage: First-time Buyer Tips
Category: First Time Buyers, Mortgage Advice
Securing your first mortgage is one of the most significant financial milestones you'll achieve and as part of that, your credit score plays a crucial role.
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