News

With fixed mortgage rates now dipping below many variable and tracker rates, more homeowners and buyers are considering fixed deals for greater stability.

Traditional mortgage products often require buyers to contribute a significant lump sum upfront, making homeownership feel out of reach for those without substantial savings. A new wave of no deposit mortgages is beginning to change that landscape.

Exe Mortgages was approached by a client, a highly qualified self-employed legal professional and partner.

Securing your first mortgage is one of the most significant financial milestones you'll achieve and as part of that, your credit score plays a crucial role.

Buying your first home in the UK? Discover all the first-time buyer costs, from stamp duty and solicitor fees to hidden expenses. Get expert tips on budgeting.

For landlords looking to invest or remortgage their buy-to-let properties, understanding impacting factors is crucial to making informed decisions about your next Buy-to-Let mortgage.

Stepping onto the property ladder for the first time is one of the most exciting decisions you’ll ever make. It’s a significant financial investment that can seem overwhelming, especially when navigating mortgage finance and eligibility. Once added to saving for a deposit, and understanding how lenders approve affordability, the process can seem overwhelming. But worry…

What is a buy-to-let mortgage? A buy-to-let mortgage is one aimed at a prospective landlord who wishes to purchase a property with a view to letting it out. They operate in a similar (but not identical) way to a normal mortgage. The main difference between a buy-to-let mortgage and a more conventional residential mortgage is…

A recent article on the BBC News website states that for the first time since 1995, according to Halifax research, most mortgages now go to first-time buyers. Despite the lack of new homes being built, and the task of finding a deposit, the article notes that there has been an overall increase in first-time buyers…