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How Much Can I Borrow as a First Time Buyer?
Read moreCategory: First Time Buyers, Mortgage Advice
One of the first questions every first-time buyer asks is: how much can I actually borrow? Discover mortgage borrowing rules, deposit tips, and how to maximise your first time buyer mortgage.
How to Get a Mortgage When Self-Employed
Read moreCategory: First Time Buyers, Mortgage Advice
This guide walks you through everything you need to know as a self-employed person getting a mortgage, from how lenders assess your earnings and what documents you need to gather, to how timing your application around the tax year can make a real difference.
Do You Pay Stamp Duty as a First Time Buyer?
Read moreCategory: First Time Buyers, Mortgage Advice
One question that crops up often is whether you'll pay stamp duty as a first-time buyer. The good news? in some cases, you won't pay a penny.
How Long Does a Mortgage Application Take?
Read moreCategory: First Time Buyers, Mortgage Advice
For first-time buyers, the mortgage process can feel confusing. We're here to simplify how long it actually takes to get a mortgage approved.
Is 2026 a Good Year for Buying Property?
Read moreCategory: First Time Buyers, Mortgage Advice
If you’re considering buying your first home, moving up the ladder, or expanding your property portfolio, 2026 could be the opportunity you’ve been waiting for.
Should You Fix Your Mortgage Rate – and For How Long?
Read moreCategory: First Time Buyers, Mortgage Advice
With fixed mortgage rates now dipping below many variable and tracker rates, more homeowners and buyers are considering fixed deals for greater stability.
The Rise of No Deposit Mortgages: Opening Doors for First-Time Buyers
Read moreCategory: First Time Buyers
Traditional mortgage products often require buyers to contribute a significant lump sum upfront, making homeownership feel out of reach for those without substantial savings. A new wave of no deposit mortgages is beginning to change that landscape.
CASE STUDY – Rescuing a First-Time Buyer’s Dream With A Time-Critical Mortgage Solution
Read moreCategory: First Time Buyers, Mortgage Advice
Exe Mortgages was approached by a client, a highly qualified self-employed legal professional and partner.
How to Boost Your Credit Score Before Applying for a Mortgage: First-time Buyer Tips
Read moreCategory: First Time Buyers, Mortgage Advice
Securing your first mortgage is one of the most significant financial milestones you'll achieve and as part of that, your credit score plays a crucial role.
First-Time Buyers: Unpacking the Costs with Confidence
Read moreCategory: First Time Buyers, Mortgage Advice
Buying your first home in the UK? Discover all the first-time buyer costs, from stamp duty and solicitor fees to hidden expenses. Get expert tips on budgeting.
CASE STUDY – Joint Borrower Sole Proprietor: First Time Buyer
Read moreCategory: First Time Buyers, Mortgage Advice
For landlords looking to invest or remortgage their buy-to-let properties, understanding impacting factors is crucial to making informed decisions about your next Buy-to-Let mortgage.
A Step-by-Step Guide to Getting Your First Mortgage in the UK
Read moreCategory: First Time Buyers, News
Stepping onto the property ladder for the first time is one of the most exciting decisions you’ll ever make. It’s a significant financial investment that can seem overwhelming, especially when navigating mortgage finance and eligibility. Once added to saving for a deposit, and understanding how lenders approve affordability, the process can seem overwhelming. But worry…