News

Inflation is back in the headlines, and many borrowers are asking what it could mean for their mortgage. The short answer is that it may affect your costs in several ways, but the effect depends heavily on the type of deal you have and when it ends. Here is how the pieces fit together. Where…

Whether you’re buying your first home in Exeter, or moving to your next one, it’s an exciting milestone! But with mortgages, solicitors, surveys and contracts to consider, it can be difficult to know exactly what happens and when. So, what does the home-buying process look like, and how long does it take? How long does…

The current market offers some reasons for cautious optimism for those preparing to take their first step onto the property ladder.

Applying for a mortgage can feel like a big financial milestone, particularly if you're buying your first home.

If you have started looking for a mortgage recently, there is a good chance you have used AI along the way. It's becoming another useful source of information for people researching mortgages and can save time, explain complicated terms and help you get a feel for the options available.

Think getting a mortgage is simply a case of proving your income and showing you've saved a decent deposit? Not quite. When you apply for a mortgage, lenders look at the bigger picture. This typically includes from your regular outgoings and existing commitments to your employment and everyday money habits. Some of these factors can…

The summer months can bring a natural pause to the UK property market. For buyers, however, a quieter market isn't necessarily a bad thing.

If you've recently started to explore getting a mortgage, you may have found that borrowing isn't always as straightforward as you expected.

For many homeowners, having a little extra money left at the end of the month raises an important question: is it better to put it towards your mortgage or build your savings?

For a growing number of with borrowers with complex income, they simply don't fit the mould of high-street lenders' tick-box criteria. This can turn a straightforward purchase into a frustrating dead end.

A Joint Borrower Sole Proprietor (JBSP) mortgage can make homeownership more accessible for people who may not be able to borrow enough on their own.

Buying a home is one of the biggest financial commitments most people will ever make. Whether you're a first-time buyer, moving home, remortgaging or exploring later-life lending, the mortgage you choose can have a significant impact on your finances for years to come. That's why working with a mortgage broker can be such a valuable…