News

Who are we? Exe Mortgages is based in the very heart of Ottery St Mary, in Silver Street just a stone’s throw from the imposing parish church. We’re a small team of experienced advisors who aim to provide the best service possible for our clients, many of whom are very local to the office. We…

We recently received the following advice from Santander and thought it would be worth sharing. We know things are uncertain at the moment, so we want to reassure you that we are here to help you. Fraud is not going away, and criminals will always use current situations to try and trick people out of…

Here is the latest (26/3/2020) we have from lenders regarding mortgage payment holidays for borrowers affected by COVID-19. Lenders from A to M in the alphabet are on a separate post. Nationwide You can apply for a mortgage payment holiday if: Your finances have been affected by Coronavirus. You’re up-to-date with your monthly mortgage payments…

Here is the latest (26/3/2020) we have from lenders regarding mortgage payment holidays for borrowers affected by COVID-19. Lenders from N to Z in the alphabet will be on a separate post. Accord Mortgages We can offer a variety of solutions, including payment holidays. We do need to make sure that any solution we offer…

Here is the latest (19/3/2020) we have from lenders regarding mortgage payment holidays for borrowers affected by COVID-19. Lenders from A to M in the alphabet will be on a separate post. Nationwide You can apply for a mortgage payment holiday if: Your finances have been affected by Coronavirus. You’re up-to-date with your monthly mortgage payments…

Here is the latest (19/3/2020) we have from lenders regarding mortgage payment holidays for borrowers affected by COVID-19. Lenders from N to Z in the alphabet will be on a separate post. Accord Mortgages We can offer a variety of solutions, including payment holidays. We do need to make sure that any solution we offer is…

Here at Exe Mortgages, we are committed to protecting the health and wellbeing of our employees and customers. As the on-going Covid-19 outbreak progresses we have decided the best thing we can do is to carry on business as normal! However, as of today we will be concentrating on supporting you remotely and our offices…

Exe Mortgages in Ottery St Mary is putting its money where its mouth is by sponsoring a young goalkeeper who has his sights set high. Will only started playing in goal when he was 12 and has shown an impressive natural talent for the position. He first played football at Honiton Town in 201

In simple terms, a house in multiple occupation (HMO) is a house share. A property is classed as an HMO when it is rented by three or more individuals who are not classed as a household or family. Amongst other types, HMOs include houses that have been converted into bedsits, converted houses containing one or…

What is a buy-to-let mortgage? A buy-to-let mortgage is one aimed at a prospective landlord who wishes to purchase a property with a view to letting it out. They operate in a similar (but not identical) way to a normal mortgage. The main difference between a buy-to-let mortgage and a more conventional residential mortgage is…

A recent article on the BBC News website states that for the first time since 1995, according to Halifax research, most mortgages now go to first-time buyers. Despite the lack of new homes being built, and the task of finding a deposit, the article notes that there has been an overall increase in first-time buyers…

Buying a property for the first time can be a rewarding experience, but it can also be a complicated one. There are a number of steps which, if taken in the right order and with the correct advice, can make the process more manageable and increase the chances of your ending up with the best…