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Related Buy-To-Let Mortgage News & Insights

Buy-To-Let, Mortgage Advice
The UK private rental sector has entered a new era. With the Renters' Rights Act now in force, the rules of the game have changed and for landlords willing to adapt, the opportunities ahead are significant.
Buy-To-Let, Mortgage Advice
Buy to let mortgages work differently from standard residential mortgages, and the deposit requirements reflect that.

Category: Mortgage Advice

Found a mortgage deal you like, only to discover it’s been withdrawn? Here’s why lenders change their rates and how the right support can help you navigate an uncertain market.

What Do Current UK House Prices Mean for Buyers?

Category: Mortgage Advice

Understand current house prices, buyer confidence and how to make your next move with confidence.

Buying a Home in the UK Could Be Changing

Category: First Time Buyers, Mortgage Advice

Finding your next home should be an exciting experience, but getting from an accepted offer to collecting your keys is sometimes more complicated than expected. From lengthy conveyancing delays and unexpected costs to property chains falling through, moving home can be stressful, expensive and unpredictable. Now, the UK government is looking at ways to improve…

Why Are Mortgage Rates Increasing Again?

Category: Mortgage Advice

If you have been keeping an eye on the mortgage market, you may have noticed that borrowing costs have started to move upwards again.

How Inflation May Affect Your Mortgage: A Clear-Headed Guide

Category: Mortgage Advice

Inflation is back in the headlines, and many borrowers are asking what it could mean for their mortgage. The short answer is that it may affect your costs in several ways, but the effect depends heavily on the type of deal you have and when it ends. Here is how the pieces fit together. Where…

Buying a Home in Exeter: What Does the Process Involve?

Category: First Time Buyers, Mortgage Advice

Whether you’re buying your first home in Exeter, or moving to your next one, it’s an exciting milestone! But with mortgages, solicitors, surveys and contracts to consider, it can be difficult to know exactly what happens and when. So, what does the home-buying process look like, and how long does it take? How long does…

First-time buyers: what does the current mortgage market mean for you?

Category: First Time Buyers

The current market offers some reasons for cautious optimism for those preparing to take their first step onto the property ladder.

5 Mistakes People Make Before Applying for a Mortgage

Category: First Time Buyers, Mortgage Advice

Applying for a mortgage can feel like a big financial milestone, particularly if you're buying your first home.

How AI is changing the mortgage application process

Category: Mortgage Advice

If you have started looking for a mortgage recently, there is a good chance you have used AI along the way. It's becoming another useful source of information for people researching mortgages and can save time, explain complicated terms and help you get a feel for the options available.

5 things that could affect your mortgage application that you might not expect

Category: First Time Buyers, Mortgage Advice

Think getting a mortgage is simply a case of proving your income and showing you've saved a decent deposit? Not quite. When you apply for a mortgage, lenders look at the bigger picture. This typically includes from your regular outgoings and existing commitments to your employment and everyday money habits. Some of these factors can…

Could the summer slowdown create opportunities for homebuyers?

Category: First Time Buyers, Mortgage Advice

The summer months can bring a natural pause to the UK property market. For buyers, however, a quieter market isn't necessarily a bad thing.

Why Does Mortgage Affordability Feel Tougher Now?

Category: Mortgage Advice

If you've recently started to explore getting a mortgage, you may have found that borrowing isn't always as straightforward as you expected.

       Excellent rating  
 Based on 214 reviews 
    
  
 
 
      I have just completed on my mortgage with Emma at Exe Mortgages and she has been FANTASTIC! This is my first time going through the mortgage process and Emma answered my (many!) questions with such clarity and care. She has so much knowledge and is very fast with responding and getting everything organised. 100% recommend Emma to everyone, she was amazing :) Thank you so much again!!
     
   Becky Cligg 
 22 October 2026
 
 
 
 
    I would like to thank George and Exe Mortgages for their excellent service. Because of my own situation my mortgage was really becoming quite difficult to get. Exe mortgages showed a lot of patience and professionalism. At all stages of the process I was kept very well informed as to what was happening and what information was needed from myself. I was extremely pleased when my mortgage completed. I have no hesitation whatsoever in recommending Exe mortgages. Thanks again. Great Service.
     
   John Flowers 
 7 October 2026
 
 
 
 
    Communication throughout my remortgage was excellent - Emma was always available to discuss any of my concerns. Would thoroughly recommend their services.
     
   Kerry Albutt 
 6 October 2026
 
 
 
 
    David has been a great help in finding us a buy to let mortgage. Not only did he recommend a mortgage but he helped guide us while we were searching for an investment property.
     
   Robert Archer 
 30 September 2026
 
 
 
 
    Fantastic service, very quick and efficient. Polite and easy to communicate with. Would highly recommend.
     
   Angie Reynolds 
 30 September 2026
 
 
 
 
    Exe Mortgages provided invaluable, specialised, experienced and trusted advice on both my property remortgage and securing the mortgage for a house purchase made by my company. Their clear guidance, attention to detail and proactive communication made a complex process straightforward and stress-free. Thank you again for all your help, advice and quick replies. It is of immense value and much appreciated.
     
   Emma Ley 
 27 September 2026
 
 
 
 
    James was very friendly and helpful. Explained everything really well and was easy to reach for any questions. Will definitely use him again for any future house purchases.
     
   Liv 
 23 September 2026
 
 
 
 
    We can’t thank Richard Green enough for all his help. He was incredibly responsive, pragmatic, calm and reassuring throughout, making a stressful time so much easier for us.

I messaged him on 1st September to say we’d had an offer on our house, and by 3rd September, our mortgage offer was in place! His efficiency was amazing and really helped ease our stress and anxiety.

His fees were also very reasonable, and we honestly couldn’t recommend him highly enough. Thank you so much for everything!
     
   Emma Doble 
 22 September 2026
 
 
 
 
    My family and I have used Richard many times and have always received an excellent service. He is friendly, professional and always goes above and beyond to help. We wouldn’t hesitate to recommend him.
     
   Laura Bloor 
 21 September 2026
 
 
 
 
    Fiona has been incredible at guiding us through the mortgage process. Her knowledge, professionalism and skills are second to none. She is the most friendly, kind and understanding person, and we would recommend her to anyone looking for a mortgage broker.
     
   Julia Horrell 
 17 September 2026
 
 
 
 
    Knowledgeable and friendly staff, who are very helpful at all stages of the process. Would highly recommend.
     
   Louie Dyer 
 13 September 2026
 
 
 
 
    Amazing service.
     
   cameron todd 
 7 September 2026
 
 
 
 
    I have recently completed the mortgage application process with Luke Bowen. The support and advice throughout was exemplary and the service was professional and rapid. I would definitely recommend Exe Mortgage and Luke!
     
   Henry Bleasdale 
 31 August 2026
 
 
 
 
    Fantastic friendly professional service. Thank you Richard.
     
   Jenny Blackwell 
 28 August 2026
 
 
 
 
    We returned to Exe Mortgages when our original mortgage deal came to an end as they were so good the first time around (when we were first time buyers). We spoke with Emma who explained the process clearly and then has continued to guide us throughout. Emma has been in regular contact, always trying to get us the best deal, and actioning everything quickly. We've been very lucky to have her helping us and would definitely recommend Exe Mortgages, and Emma, to anyone.
     
   Ollie Rowlands 
 21 August 2026
 
 
 
 
    We honestly couldn’t recommend Fiona enough. She helped us with both buying our new house and selling our current one, and the whole process felt so much less stressful having her there throughout.
She always gave honest, trustworthy advice and explained everything clearly, which really helped us feel confident in the decisions we were making. No question ever felt silly and she was always quick to reply to emails and keep us updated, which made a huge difference during such a stressful time.
Professional, reliable and genuinely supportive from start to finish — we’re so grateful for all her help

Owner's reply
Thanks for the lovely feedback Sophie, Fiona takes great pride in the level service she provides.
     
   Sophie Brown 
 21 August 2026
 
 
 
 
    I had a fantastic experience with Luke. He has been incredibly helpful, knowledgeable, and efficient throughout the entire process. He explained everything clearly, answered all my questions, and made what could have been a stressful experience feel straightforward and manageable. I really appreciated his professionalism and support and would highly recommend his services to anyone looking for a mortgage advisor.
     
   Hannah Moore 
 18 August 2026
 
 
 
 
    What a great pleasure it has been to work with Exe Mortgages. It is by far the best experience we have had with any financial advisor: you have been clear, communicative and friendly at every point during what can be a stressful process and we feel we have the best offer available to us at this point.  As we said at the outset, you were recommended to us and we will certainly be recommending you further.
     
   Stephen Felmingham 
 17 August 2026
 
 
 
 
    I could not be happier with this company's service especially my contact Richard Green. Although I am in my 40s I have never previously bought a house or even used a solicitor, so to have such a complicated issue to deal with meant I needed a lot of help. Richard was both patient and knowledgeable, and coped with my family's issues with good humour! I'd not hesitate to trust him with my family's finances again. Thank you!
     
   Matt Weston 
 12 August 2026
 
 
 
 
    We couldn’t recommend Emma from Exe Mortgages highly enough. She was incredibly helpful throughout the whole remortgage process and always so quick to respond whenever we had a question.

She explained all of our options clearly, took the time to understand what would work best for us and made the whole process feel really straightforward. We always felt like we were in very good hands and had complete confidence that Emma was finding the best option for us.

Thank you so much for all your help, Emma!
     
   Victoria Sollars 
 12 August 2026